Closing costs you should expect

 Metro Properties can walk you through closing - 800-252-6633
There are certain expected costs accompanying closing the sale of a house. These expenses are commonly divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help direct you through your deal.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, not only will we work to get the highest sales price, but we'll also push for reduced closing costs. And once we've arrived at an agreement, we'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: When buying a home in Naples, you will get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within an acceptable range so you're not startled when you get to the closing table. We'll be happy to review the estimate with you, answering your questions and highlighting any estimates that seem unusual.

Don't forget to factor in closing costs when considering a home sale or purchase. Metro Properties is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 800-252-6633 if your needs include a real estate pro experienced in the business side of buying and selling.

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